Whether your child is a senior in high school or still has a long way to go before heading off to college or career training, careful planning is critical to success in higher education.
We can help guide you and your child throughout the journey toward college or career training. And, we can help you make smart financial decisions all along the way! Check out the links below to get started.
How do families pay for college?
VSAC can help you make a plan for your family.
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VT Advantage Parent Loan: Low rates & local service.
VSAC's fixed-rate loan for parents has lower rates than the federal PLUS & can be used for a student's undergraduate or graduate education.
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Start saving for college with just $25! (And get a tax credit.)
Start small so your kids can dream big, with Vermont's 529 college savings plan -- and get a VT income tax credit on annual contributions.
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Resources (PDFs, eBooks, Spreadsheets, Infographics)

Name Category Type Download Resource
Paying for college session summary Education Professional, A Parent, An Employer, A High School Student, A Servicemember or Veteran, A Foster Youth, Applying for Financial Aid, Preparing for College Costs, Student Aid Options PDF
Planning for college: Planning guide for grades 7-12 A Parent, A High School Student, Applying to College, Exploring Career Options, Searching for a College PDF
Finding Colleges That Fit Adult Student, Education Professional, A Parent, Unsure About College, A High School Student, A Servicemember or Veteran, A Foster Youth, Applying to College, Searching for a College PDF
Education by Degrees Adult Student, A Parent, Unsure About College, A High School Student, A Servicemember or Veteran, A Foster Youth, Exploring Career Options, Searching for a College PDF
High or Low: How Will You Go? Adult Student, Education Professional, A Parent, Unsure About College, A High School Student, A Servicemember or Veteran, A Foster Youth, Applying to College, Preparing for College Costs, Searching for a College PDF
Challenging Conventional Wisdom Education Professional, A Parent, Unsure About College, A High School Student, A Servicemember or Veteran, A Foster Youth, Applying to College, Preparing for College Costs, Searching for a College PDF
Parent PLUS Borrower Deferment Request Struggling to Pay My Loan, A Parent, Managing Loan Default, Student Loan Repayment PDF
Financial Aid Budget Worksheet Adult Student, Education Professional, A Parent, A High School Student, Applying for Financial Aid, Saving for College, Searching for a College, Student Aid Options PDF
Paying for College Guide for students attending college in 2017-2018 Looking for a Loan, Education Professional, A Parent, A High School Student, A Servicemember or Veteran, A Foster Youth, Applying for Financial Aid, Parent Loan, Preparing for College Costs, Student Aid Options, Student Loan PDF
Financial Award Comparison Tool Adult Student, A Parent, A High School Student, Applying to College Excel Spreadsheet

Helpful Websites