Your 2016 tax information will be available in your myVSAC account by February 1st!
Meet Our Leaders
Scott A. Giles
Scott A. Giles has served VSAC since 2003. Mr. Giles was appointed president and CEO of VSAC after serving as vice president of operations, social marketing, and strategy. Mr. Giles previously served as deputy chief of staff of the Committee on Science of the U.S. House of Representatives and as senior professional staff member on the U.S. Senate Committee on Health, Education, Labor and Pensions, where he authored the student loan provisions of the Higher Education Act of 1998. He was appointed by the Secretary of Education to serve on the Federal Advisory Committee on Student Financial Assistance and was elected chair. A national expert in higher education policy, regulation, and servicing, he has been designated by Secretary Spellings and Secretary Duncan to represent the nonprofit student loan lenders and servicers in three rounds of negotiated rule-making. Mr. Giles has a BA from St. Lawrence University and an MA and PhD from the University of Virginia, as well as certificates in finance and management from the Harvard Business School and the Kennedy School of Government.
Michael R. Stuart
VICE PRESIDENT, CFO, AND ASSISTANT SECRETARY
Michael R. Stuart joined VSAC in 1994. Mr. Stuart held positions in default collections and loan compliance before moving to finance and treasury in 1999. Mr. Stuart holds a BA degree in history from St. Lawrence University, an MS in administration from St. Michael’s College, and a professional certificate in financial accounting from Champlain College.
Thomas A. Little
VICE PRESIDENT, GENERAL COUNSEL, AND ASSISTANT SECRETARY
Thomas A. Little joined VSAC in January 2003. Mr. Little served as the corporation’s outside legal counsel from 1983 to 2003 as a member of the law firm Little, Cicchetti & Conard, P.C., Burlington, Vermont. Mr. Little was a member of the Vermont House of Representatives from 1992 to 2002. He is past chair of the Lawyer’s Caucus of the National Council of Higher Education Loan Programs. As vice president, Mr. Little oversees the corporation’s risk management, internal audit, compliance, and development programs. Mr. Little received his BA from Bowdoin College in 1976 and his JD from Cornell University in 1979.
Marilyn J. Cargill
VICE PRESIDENT OF FINANCIAL AID SERVICES, MARKETING, AND RESEARCH
Marilyn J. Cargill joined VSAC in 1984 and became director of financial aid delivery and operations in 2004. Ms. Cargill is a past president of the National Association of State Student Grant and Aid Programs (NASSGAP) and a member of the NASSGAP executive committee. Ms. Cargill received her BS from the University of Vermont in 1978.
Patrick J. Leduc
CIO AND VICE PRESIDENT OF CAREER AND EDUCATION OUTREACH
Patrick J. Leduc joined VSAC in 1995. Mr. Leduc held positions in information technology and project management before moving to the executive team, where he oversees human resources, IT, and state-based outreach services. Mr. Leduc holds a degree in computer science from Hesser College, held positions on various nonprofit, community-based boards, and is active in the development of scholarships for underserved populations.